In 2010, I became frustrated with the uncertainty of my financial future. I got tired of being in massive debt, not being proud of the way my life was headed, not having my finances in order, and losing out on opportunity after opportunity.  I realized that I had put myself into a financial hole and needed to take responsibility for it.  I was in a difficult financial situation and knew I needed to find a way out for good. I realized that there must be a better and easier way to manage debt within the system that we are all a part of. I decided to educate myself on how the system of debt works and then created strategies that would best work in my favor. As I developed these strategies, I applied them to my financial situation and started seeing progress in a short amount of time. This encouraged me to challenge myself even more and improve the strategies I had developed. It took me eight years to perfect my system, but it was worth it.

By 2018, I had established the necessary system and strategies. One day, my wife told me, "You have something here, and you may want to start teaching others." This was her way of saying that I should share my knowledge with others and help them improve their financial situation. Her statement was impartial and based on her own experience. As a single mother, she had struggled with a significant amount of debt and a low credit score for the first 20 years of her daughters' lives. However, after applying these strategies, she not only reduced her total debt and raised her credit score, but also eliminated the stress and frustration of managing her finances.

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In 2019, an opportunity to change careers presented itself and I decided to officially launch MAC20 Coaching. After a couple of family meetings, MAC20 Coaching was born on April 18th, 2019. This marked the beginning of my crusade to help others.